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Equity Indexed Universal Life

Equity indexed universal life insurance (EIUL) is permanent life insurance with a cash value tied to the equity markets. It offers all the benefits of universal life with accumulation values tied to the S&P 500 Index. With equity-indexed universal life, you can reap the rewards of stock market type gains, but you're also protected in case of stock market loses with our minimum guaranteed interest rates. It's also flexible. You can vary the amount of premium you pay and also change the death benefit while the policy is in force.

Highlights of this exciting product.

Flexible Premium Universal Life
With An Equity Indexed Feature

 

   NO Securities License Required
      To Sell
 
   An income-tax free death benefit
 
   100% guaranteed participation rate
 
   17% Current Cap Rate
 
   3% Minimum Cap Rate
 
   Point-to-point annual reset
 
   Choice of indexed and fixed account
      allocations annually
 
   Age 100 death benefit guarantee
 
   High Target Premiums
 
   Two years to Collect First Year
      Commissions on Premiums
      up to Target 
 
   Age Last Birthday
 
   Customized riders available
 
   Liberal Preferred Underwriting
 
   No Blood Required through $500,000
      Age 40 and $250,000 Age 50

 

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